Now that we know all of the obvious places to get coupons, let's talk about the places that many don't really think about.
10. Doctor's Office - check the counters, magazines, or just ask!
9. Free Samples - many times when you try a product, there is usually a coupon inside to go along with it.
8. Inside the product - no more throwing away the box or the bag without checking for coupons. Diapers almost always have high value coupons inside.
7. In the grocery store - many times coupons can be found directly on the item or near the item like on a tear pad. Or perhaps someone is offering free samples, they may offer coupons as well.
6. Coupon Books - you know those books that you see as you walk into restaurants or hotels.. yep, those. There are money saving coupons in there too.
5. Convenience Stores - just like grocery stores, you can find coupons directly on the product... waiting to used.
4. Post Office - many times when people do a change of address, there are coupons inside for a variety of stores. So the next time you are waiting in line, take a look around to see if there are any good coupons on the counters.
3. Email - if you signed up to receive emails from a company, they likely sent you a coupon or some type of savings offer. This is likely where the best coupons can be found.
2. Facebook - many companies are on Facebook now, so be sure to like or follow the page to keep up with current promotions or coupons they offer.
1. Other Couponers - it is very likely that you will see other couponers while you are out shopping. Some are even kind enough to share coupons with you. Or the "coupon fairy" (this is a real person) will leave coupons directly on the product for others to use.
Happy Hunting Bloggers!
Saturday, January 31, 2015
Rain Checks
So you have made your list, cut and sorted your coupons, and you are all set to go make some deals... But you get to the store and the one item that you really wanted is gone! DARNIT VARMIT!!!
Think fast... Find a store representative and see if they are on a display shelf somewhere else or there are more in back that have not been put out. Are you prepared to make a drive across town to another store to see if they are stocked up on the item that you really want? Can this item be replaced with something else that is on sale AND you have a matching coupon?
When all else fails, go to customer service and request a rain check. A rain check is a voucher that allows you to get the current sale price when the store receives a new supply of a particular item. Check with your local store on expiration dates for rain checks. For instance, here in Virginia Beach, Harris Teeter rain checks never expire; however, at Farm Fresh they are only valid for 30 days.
Now let's say today is the last day to use the coupon or the coupon will have expired by the time the next shipment comes in, it is good to know if the store will still honor your coupon along with the sale price. If not, it may be worth making that trip to the next closest store.
**Make a section in your coupon binder that is specifically for rain checks. This way you are able to keep up with them and have them handy when a high value coupon comes out.**
Happy Saving Bloggers!
Think fast... Find a store representative and see if they are on a display shelf somewhere else or there are more in back that have not been put out. Are you prepared to make a drive across town to another store to see if they are stocked up on the item that you really want? Can this item be replaced with something else that is on sale AND you have a matching coupon?
When all else fails, go to customer service and request a rain check. A rain check is a voucher that allows you to get the current sale price when the store receives a new supply of a particular item. Check with your local store on expiration dates for rain checks. For instance, here in Virginia Beach, Harris Teeter rain checks never expire; however, at Farm Fresh they are only valid for 30 days.
Now let's say today is the last day to use the coupon or the coupon will have expired by the time the next shipment comes in, it is good to know if the store will still honor your coupon along with the sale price. If not, it may be worth making that trip to the next closest store.
**Make a section in your coupon binder that is specifically for rain checks. This way you are able to keep up with them and have them handy when a high value coupon comes out.**
Happy Saving Bloggers!
Catalinas
Catalinas are manufacturer coupons that print out after you purchased a specific quantity of a particular brand during a promotion. They can be used the same way that any other coupon can be used. If you are apart of any other blogs or couponing groups, you may see a post about "rolling catalinas". This method is used to reduce the amount of real money that is spent. Because that is the goal right?! Not to spend our money.
Example 1:
Let's say Swiffer Starter Kits are on sale for $5.99 and you buy one.
Then you use a $5/1 (this means $5 off of 1 kit) coupon.
You then pay the .99 cents plus the sales tax. After the transaction is complete, you receive a catalina (manufacturer coupon) for $1 off your next purchase.
You can now use the same $1 coupon along with another $5/1 coupon and only pay sales tax this time. And then you will receive another catalina for $1. And you can continue this process per store coupon policies or per specific policies written on the coupon. This is rolling catalinas. So in this example you will only pay the sales tax for the Swiffer Starter kits.
Example 2:
Let's say Scrubbing Bubbles are on sale for 2/$3 and the current catalina deal is buy 2 and get $2 off your next purchase. Again, you buy one.
Next you use (2) $1/1 coupon.
Then you pay $1 plus sales tax. After the transaction is complete, you receive a catalina for $2. So in this example, you made money just by purchasing the scrubbing bubbles.
The picture below shows an advertisement for a current catalina deal that will continue through the 22nd of March. Plus this promotion is not exclusive to this specific store. This deal can done at any store that carries Glade.
Example 1:
Let's say Swiffer Starter Kits are on sale for $5.99 and you buy one.
Then you use a $5/1 (this means $5 off of 1 kit) coupon.
You then pay the .99 cents plus the sales tax. After the transaction is complete, you receive a catalina (manufacturer coupon) for $1 off your next purchase.
You can now use the same $1 coupon along with another $5/1 coupon and only pay sales tax this time. And then you will receive another catalina for $1. And you can continue this process per store coupon policies or per specific policies written on the coupon. This is rolling catalinas. So in this example you will only pay the sales tax for the Swiffer Starter kits.
Example 2:
Let's say Scrubbing Bubbles are on sale for 2/$3 and the current catalina deal is buy 2 and get $2 off your next purchase. Again, you buy one.
Next you use (2) $1/1 coupon.
Then you pay $1 plus sales tax. After the transaction is complete, you receive a catalina for $2. So in this example, you made money just by purchasing the scrubbing bubbles.
The picture below shows an advertisement for a current catalina deal that will continue through the 22nd of March. Plus this promotion is not exclusive to this specific store. This deal can done at any store that carries Glade.
Happy Couponing Bloggers!
EBT and Coupons
Evening Bloggers!
Another common question I get is whether or not coupons can be used with EBT (SNAP) benefits. The answer is YES! Just be sure to have a few dollars to pay the sales tax.
I think this is an amazing benefit because now families can stretch their monthly allotment even further. Plus it is much more likely families will be able to choose from a wider and much healthier selection.
The Real Benefit of Couponing
People always ask me if couponing is hard. Or how much time I invest into couponing. And my favorite all time question... Is it really worth it?! And I will always say, YES!! It is totally worth my time and effort!!
I LOVE that my husband and my daughter do not have to go to the store and purchase anything. All they need to do is check the hall closet or overflow shelves we have in the dining room.
Knowing that I can contribute to my household in a way that I was never able to before makes me feel wonderful! Plus with many more women (and men) becoming either stay at home mothers (dads) or being the sole provider, it is imperative that we stretch our resources as far as we can.
The first and probably most important way that we can make an impact is going to be with groceries and household items. It doesn't have to cost hundreds of dollars per month to feed our families.
And for my expecting mommies and daddies, stores like Target, CVS, Walgreens, and even some grocery store have made it easier to provide for those little bundles of joy! Offering gifts cards and additional coupon savings for return trips make baby shopping a breeze.
I tell my husband all the time that I wish I knew about when our daughter was a baby. We could have done so much more for her and for our family in general. But this is why I created this blog... To hopefully share what I have learned with other families!
Happy Saving Bloggers!
Ready... Set... Coupon!!!
Good Day Bloggers!
So you have you finally made the decision to dive into couponing! You have your coupons, you nice new binder, and you are feeling pretty confident about making your first couponing trip. But WAIT! Which store are you going to go to? What are you going to buy? Which coupons are you going to use?
When I first started couponing, I loved going to Walgreens and Target. I knew I could always find great sales on toothpaste, toothbrushes, deodorant, body wash, and shampoo. Also as a newbie, I felt much more confident about couponing for toiletries. It took me about 4 months before I was ready to tackle couponing for food.
One feature I took advantage of from Walgreens was signing up for emails of their weekly ad. They typically send out a sneek peak on Thursday for the coming Sunday. This gave me essentially, three days to plan my trip and come up with a strategy. Because my husband is in the military, I knew I would always shop on Tuesday because the Walgreens in Virginia Beach offers an additional 15% off for military (check your local store for military or other discounts that you can take advantage of).
Here are a few tips to use when making your first trip:
1. Start with one store that you like shopping at. I recommend Walgreens, CVS, or Target to start out with.
2. Make a list of what you plan to purchase and pair the matching coupons. Make sure you look for manufacturer coupons as well as store coupons.
3. Go at a time that the store is not that busy. This will help you concentrate and not feel rushed.
4. Make sure to take your entire coupon binder in case you find an unadvertised sale or you need additional coupons.
5. Take the store flyer with you as you shop. Refer to it often.
6. Have an idea of what your total should be, BEFORE you get to the register. This will help to avoid confusion and frustration.
7. Don't forget to give the cashier the coupons. I like to hand the coupons one by one sometime to ensure they all scan.
8. If you are not comfortable with the total, do not be afraid to put something back or even return it. It is your money and you can spend it how you please. **Keep in mind that if you make a return, most stores will not give the coupon back**
9. Stay Calm. They are just coupons!
Have a great day Bloggers!
So you have you finally made the decision to dive into couponing! You have your coupons, you nice new binder, and you are feeling pretty confident about making your first couponing trip. But WAIT! Which store are you going to go to? What are you going to buy? Which coupons are you going to use?
When I first started couponing, I loved going to Walgreens and Target. I knew I could always find great sales on toothpaste, toothbrushes, deodorant, body wash, and shampoo. Also as a newbie, I felt much more confident about couponing for toiletries. It took me about 4 months before I was ready to tackle couponing for food.
One feature I took advantage of from Walgreens was signing up for emails of their weekly ad. They typically send out a sneek peak on Thursday for the coming Sunday. This gave me essentially, three days to plan my trip and come up with a strategy. Because my husband is in the military, I knew I would always shop on Tuesday because the Walgreens in Virginia Beach offers an additional 15% off for military (check your local store for military or other discounts that you can take advantage of).
Here are a few tips to use when making your first trip:
1. Start with one store that you like shopping at. I recommend Walgreens, CVS, or Target to start out with.
2. Make a list of what you plan to purchase and pair the matching coupons. Make sure you look for manufacturer coupons as well as store coupons.
3. Go at a time that the store is not that busy. This will help you concentrate and not feel rushed.
4. Make sure to take your entire coupon binder in case you find an unadvertised sale or you need additional coupons.
5. Take the store flyer with you as you shop. Refer to it often.
6. Have an idea of what your total should be, BEFORE you get to the register. This will help to avoid confusion and frustration.
7. Don't forget to give the cashier the coupons. I like to hand the coupons one by one sometime to ensure they all scan.
8. If you are not comfortable with the total, do not be afraid to put something back or even return it. It is your money and you can spend it how you please. **Keep in mind that if you make a return, most stores will not give the coupon back**
9. Stay Calm. They are just coupons!
Have a great day Bloggers!
Friday, January 30, 2015
Mobile Apps
Don't have time to pick up a paper on Sunday? Oh wait! Let me guess, you threw out the "junk mail" and don't have any FREE coupons to use for your next shopping trip... Or better yet, your printer is out of ink, AGAIN!
Don't stress out because the best part of being a Savvy Saver is that you are creative and use the tools that you have at your disposal. And you are probably using it right now.... YEP! Your smartphone!
Couponing has become so much easier with mobile coupons and downloadable apps like Target Cartwheel, Target Mobile Coupons (text OFFERS to 827438 to sign up), and even apps like ShopKick. Plus just about every grocery store (Kroger, Publix, Target and many more) has an app that has integrated coupons into their apps. Making savings just a click away by adding coupons to your store savings card.
If you have not already signed up for a store card at your favorite grocery store, take the time on your next visit.
So here is a brief run down of some of the mobile apps I use.
Ibotta - They offer cash back for items that buy everyday (eggs, milk, bread, laundry detergent, and even LIQUOR!). Once you download the app, I would recommend using your Facebook account to login. This way you can connect with Facebook friends and earn money for team activities.
All you need to do is click the item you plan to buy and either take a 1 question survey, watch a short video, read info about the product, or post to Facebook. Then after your purchase, scan your receipts. Once verified (usually withing 2-3 hours) the credit will appear on your profile. Once you earn $10, you can cash out! You can have money transferred to Your PayPal account or use it on select eGift cards. I have used both methods and it definitely pays to save!
**If you use coupons on the items you purchase, you might end up snagging something for FREE OR MAKING MONEY just for buying something!!!
Kroger - They have a mobile app that allows you to added the coupons you select to your savings card. Then later when you shop you can either scan your card or enter your alternate ID (usually a phone number).
Old Navy - Click here to sign up for mobile alerts. Another great thing about Old Navy is that they participate with ShopKick, so every time you walk in, you earn kicks! Plus when you make a purchase with a linked card, you earn more kicks.
Publix - They have a mobile app that allows you to added the coupons you select to your savings card. Then later when you shop you can either scan your card or enter your alternate ID (usually a phone number).
ShopKick - Go to your App Store or Play Store and download the ShopKick App. Register is very easy. The great thing about this app is that they have partnered with various retailers and reward us for shopping at these stores. So once you download the app and register, you can start earning kicks that can be redeemed for a variety of rewards. For instance, I am working towards a Hyatt gift card. Check out the possible choices from gift cards, movie tickets, clothing, or even a CRUISE!
Link a credit or debit card to earn an initial 200 kicks! Then start shopping with the linked card to earn more kicks.
**Remember to open the app as you walking in to earn kicks and scan items to earn even more**
Target Cartwheel - This app is great for saving money on things we by everyday! You can save from 5% to 50% on select items. Check your App Store or Play Store and download the Target Cartwheel app. Sign up is very simple. Next find the "offers" tab and tap the item you want to add. Right now I am able to add up to 21 items. Don't forget to show the cashier your phone so they scan the barcode. **be patient, the percentage will not come off until AFTER all coupons and other discounts have been taken AND the cashier presses the TOTAL button**
Target Mobile Coupons - text OFFERS to 827438. You will have to register, which only takes a few moments. After that you will receive weekly coupons. Just follow the link they send and if you purchase the particular item(s), remember to give your phone to the cashier so the barcode can be scanned.
Have a great day Bloggers!
Have a great day Bloggers!
Thursday, January 29, 2015
Couponing Videos
I hope that the Couponing 101 article has been helpful to everyone. I thought some videos would be a great supplement to that article. Click here to view some videos on popular stores and how to make couponing easier. Coupon Mom is another excellent site that offers tons of information. They go as far as breaking down every deal at every store that you can think of. It definitely takes a lot of leg work out of making lists and finding deals. Many times you can even see which coupons to use AND where to get them.
Please feel free to leave comments if you need more information or would like me to post an article on a specific topic.
Happy Couponing Bloggers!
Please feel free to leave comments if you need more information or would like me to post an article on a specific topic.
Happy Couponing Bloggers!
Make Date Night a Little Easier (And Less Expensive)
Being a savvy saver goes well beyond groceries and household items. It is apart of our everyday lives. So why not enjoy a night out, WITHOUT the kiddos!
FunnyBone and Improv Comedy Clubs are two places that I love to go to. Check to see there is one in your city or nearby. If you take a moment to register you will be in the database to receive updates and promotions. And both comedy clubs offer FREE tickets all the time. Usually there is a phone code or promo code (for online purchases) that you say or use to receive the discount. And if the option is available, always try to pick your tickets up at the ticket counter/purchase window to avoid paying an electronic delivery fee.
For instance, yesterday I received an email for FREE tickets to see Lil Duval at the Virginia Beach FunnyBone. While I did pay $6 to have the tickets electronically delivered, I saved the cost of the tickets, which would have been $44 for my husband and I. And now it makes date night a little easier and less expensive.
Have Fun Bloggers!
FunnyBone and Improv Comedy Clubs are two places that I love to go to. Check to see there is one in your city or nearby. If you take a moment to register you will be in the database to receive updates and promotions. And both comedy clubs offer FREE tickets all the time. Usually there is a phone code or promo code (for online purchases) that you say or use to receive the discount. And if the option is available, always try to pick your tickets up at the ticket counter/purchase window to avoid paying an electronic delivery fee.
For instance, yesterday I received an email for FREE tickets to see Lil Duval at the Virginia Beach FunnyBone. While I did pay $6 to have the tickets electronically delivered, I saved the cost of the tickets, which would have been $44 for my husband and I. And now it makes date night a little easier and less expensive.
Have Fun Bloggers!
Have Realistic Expectation
I am sure many of my bloggers have seen TLC's Extreme Couponing. If not, check Netflix or YouTube for episodes. Many couponers get hundreds of dollars of groceries for almost nothing. This is not realistic and more importantly people don't realize that those same people go back the next day to get the things they really need.
It is important to know that your total will not always be $0 nor will the cashier always hand you money back (although it is nice when they do). I have set a realistic goal for my household of 50%. And as long as I can maintain that, I am happy!
The picture below is from yesterday. I spent a total of $17. The retail value for all of it was $50.46 (before taxes). So I saved about 65%. And with everything here, we will be able to use it in a variety of meals.
Good Day Bloggers!
Couponing 101
Are you ready to start couponing? Well, you have come to the right place! Here are a few tips to get you started.
1. Coupons - the easiest (and CHEAPEST) place to find coupons are in your mailbox! You know that bundle of flyers with random ads that looks like junk mail.... Yes that one. STOP throwing those in the trash! You are losing money.
Another FREE option (which takes a little bit of effort) is to ask around. Family, friends, neighbors, co-workers, mail man / mail woman... Yes it may be uncomfortable at first but after awhile, it will become second nature.
Next you can look in the Sunday paper. Depending on where you are located, the price for a Sunday paper can vary between $1 to $2.50. Here in Virginia Beach, I can go to the Dollar Tree and get papers. My sister-in-law in Mobile, Alabama has the option of getting her papers on Saturday mornings from the Dollar Tree. However, customers are limited to 5 papers. In Tampa, Florida the Dollar Tree doesn't sell Sunday papers, so the only other option is to buy them. So do some research to see when Sunday papers are available in your area. Use this link to Sunday Coupon Preview to see which inserts are expected each week. Keep in mind, there are no inserts the Sunday before a holiday (New Years, Easter, Memorial Day, 4th of July, Labor Day, Thanksgiving, Christmas).
The next way to obtain coupons is printing them from websites. Many couponers use Coupons.com, Smartsource.com, and Redplum.com. Now keep in mind with this option you will need a printer and ink. With each of theses sites, you want to make sure that your JAVA is up to date and you will be required to download the coupon printer. If it is not, click here to update it now. **NOTE** when downloading the coupon printer, be sure that you read through every pop up page before you click next. This will help you avoid random toolbars and other crazy things on your computer. And please, please, please make sure your antivirus is up to date when doing any downloads.
Lastly, you can pay a coupon clipping service to clip them for you. Please understand that it is NOT okay to buy or sell coupons as this is usually stated on the coupon. These sites charge for clipping coupons. Keep that in mind when you join other groups or blogger sites, they may frown upon buying and selling ?questions/comments and are known to separate members from the group. The site that I use most often is Coupon Dede's. This site is reliable and has not let me down.
2. Organization - it is VERY important to stay organized. There are several ways to organize your binder but I personally like the Sheet Protector method. You can use any size binder, but I recommend a 2 inch to start off with and get something durable. Then grab a pack of sheet protectors from your local store (be sure to look for a sale or coupon). All you need to do is collate your inserts and slide them into the insert. Always remembering to keep the most current on top. This way its easier to purge later. Check out YouTube for videos on coupon binder organization. It doesn't matter which method you use, just as long as you are able to stay organized.
3. Coupon Policy - this is yet another VERY important aspect of couponing. Be sure that you take the time to understand which coupons can be used at a particular store, how they can be used, and the number of coupons per item or per day. I would recommend having a current copy in your coupon binder just in case you get confused while shopping or the cashier is uncertain of the policy.
Here are some common stores:
CVS
Farm Fresh
Harris Teeter
Kroger
Publix - be sure to check state specific policies. Some stores double coupons.
Target -
Walgreens
Winn Dixie - be sure to check state specific policies.
4. Coupon Lingo - being able to keep up with all of the couponing terms and abbreviations can be somewhat intimidating as a newbie. But don't worry, here is a list of some common coupon lingo:
BLINKIES = In-store coupons near product, usually from a red blinking box.
BOGO or B1G1 Free = Buy One Get One Free.
CAT or CATALINA = Coupon that prints at the register after purchase.
CRT = Cash register tape, coupon that prints in store.
DOUBLE COUPON = Coupon that a grocery store doubles in value.
ECB = CVS Extra Care Bucks earned for purchases.
FREE ITEM COUPON = A coupon that allows you to get the product completely free.
IVC = Walgreen’s Instant Value Coupon (Found in the monthy EasySaver Catalog).
IP = Internet Printable Coupon.
MFG or MQ = Manufacturer’s Coupon.
MIR = Mail In Rebate.
NED = No expiration date.
OOP = Out of Pocket, in reference to how much “real money” you will pay at the register.
OYNO = On your next order.
P&G = Proctor & Gamble Coupon Insert found in the Sunday newspaper.
PEELIE = Coupon that you peel off the package.
PSA = Prices Starting At.
Q = Coupon.
RP = Red Plum Coupon Insert found in the Sunday newspaper.
RR = Register Rewards.
SS = Smart Source coupon insert found in the Sunday newspaper.
STACKING = Using a store specific coupon with a manufacturer coupon (most stores allow this).
TEARPAD = A pad of refund forms or coupons found hanging from a store shelf or display.
TRIPLE COUPON = A coupon that a grocery store triples in value. **THIS IS RARE! Don't hold your breathe**
WYB = When You Buy.
YMMV = Your Mileage May Vary (success of the attempt may vary at your store).
5. Stockpiling - this is where you will see the benefit from all of your hard work! One thing to remember is that, couponing is NOT the same as grocery shopping. We do not buy things because we need them or when we are nearly out. If you do, you risk paying full retail price! So plan ahead and avoid unnecessary trips to the grocery store.
The first thing you need to do create a list of items that your family uses on a regular basis. For many of us it is pasta, veggies, cereal, canned soup, snacks, drinks, toilet paper, laundry detergent, toothpaste, toothbrushes, shampoo, soap, pens, pencils, paper, and the list can go on and on. These items I like to refer to as STAPLES. These are items that our household relies on. So it would make sense to always have them in the house. Though the most important thing to consider when making this list is how much your family uses. There is no need to stockpile things that your family doesn't eat or use (unless you plan on donating them). Initially, I was so excited about couponing and saving money that I found myself being wasteful and ended up asking people to take things from our stockpile because I knew we would never use them by the expiration date.
Next, when a sale comes around, buy in bulk. Now as coupon courtesy, we DO NOT clear the shelves. So yes, sometimes we make extra trips to other stores in the area to get the items we need. And yes, it may be time consuming for that particular day but knowing that you don't have to buy a certain item for the next 6 months is even better. For instance, I bought toilet paper in December because we only had 4 - 24 packs left and Target had a great sale. Prior to that, I had not bought toilet paper since January.
Lastly, its important to know the general sale cycles. Obviously certain times of the year are better for stockpiling certain items. For instance, I waited until Target put all of there Christmas items on clearance and then I bought a tree, ornaments, stockings, skirts, etc. And I may have only spent $25. Check out this list of sale cycles I put together:
January -this month is all about being healthy. Be on the look out for weight loss products, cold and flu meds, Christmas clearance and New Years clearance.
February - With Valentine's Day approaching, chocolate is going to be on sales everywhere! But lets not forget about the Super Bowl. Party snacks like chips, dips, and salsa are going to be on sale. Also keep a close eye on your coupons for oral care coupons!
March - National Frozen Food month is sure to help you stock your freezer! Frozen pizza, frozen veggies, frozen dinners, etc. are great staples for the family that's on the go. Also with Lent around the corner, seafood will be on sale soon.
April - think Easter and Earth day. Great food items like ham, stuffing, candy, cakes, and you might find some deals on your favorite organic products. And don't miss the chance for a FREE reusable bag, many stores give them away for Earth Day.
May - GRILLING SEASON! This month is perfect for stockpiling condiments like ketchup, mustard, and BBQ sauce. And let's not forget about Cinco De Mayo...We are sure to see some awesome deals on taco kits and all the fixings. Don't forget that summer is around the corner, so razors and shaving cream will be on sale.
June - With Father's Day coming up, this will be the best time to stock up on all toiletries (deodorant, razors, body wash, etc). You may see some ice cream coupons around this time.
July - 4th of July is the new focus and back to school shopping ready to kick off you can definitely stockpile plates, sodas, and disposable utensils. And watch out for deals at your local drugstore on back to school supplies.
August - Back to school sales are in full swing and many of our STAPLES are on sale this month like peanut butter, jelly, lunchmeat, fruit snack, and of course back to school supplies. Also with summer coming to a close (in the retail world), check your favorite store for summer clearance (and don't be afraid to shop for next summer!).
September - Since there are no major holidays to celebrate this month, look for warmer foods to add to your stockpile like canned soups, chili, and baking products.
October - Sweets... Sweets... And more sweets. Look out for deals on canned pumpkin, condensed milk, and apples. Plus look for hot breakfast items like pancake mix.
November - With my favorite holiday approaching, Thanksgiving is sure to be delicious! Everything from cake mixes, jarred gravy, stuffing mixes, and even ham and turkey will be on sale this month.
December - The best thing to stockpile this month will be batteries for every new gadget that is under the tree. And don't forget about the after Christmas clearance finds!
Do you have any couponing tips that you want to share? Post your comments below!
Happy Couponing Bloggers!
1. Coupons - the easiest (and CHEAPEST) place to find coupons are in your mailbox! You know that bundle of flyers with random ads that looks like junk mail.... Yes that one. STOP throwing those in the trash! You are losing money.
Another FREE option (which takes a little bit of effort) is to ask around. Family, friends, neighbors, co-workers, mail man / mail woman... Yes it may be uncomfortable at first but after awhile, it will become second nature.
Next you can look in the Sunday paper. Depending on where you are located, the price for a Sunday paper can vary between $1 to $2.50. Here in Virginia Beach, I can go to the Dollar Tree and get papers. My sister-in-law in Mobile, Alabama has the option of getting her papers on Saturday mornings from the Dollar Tree. However, customers are limited to 5 papers. In Tampa, Florida the Dollar Tree doesn't sell Sunday papers, so the only other option is to buy them. So do some research to see when Sunday papers are available in your area. Use this link to Sunday Coupon Preview to see which inserts are expected each week. Keep in mind, there are no inserts the Sunday before a holiday (New Years, Easter, Memorial Day, 4th of July, Labor Day, Thanksgiving, Christmas).
The next way to obtain coupons is printing them from websites. Many couponers use Coupons.com, Smartsource.com, and Redplum.com. Now keep in mind with this option you will need a printer and ink. With each of theses sites, you want to make sure that your JAVA is up to date and you will be required to download the coupon printer. If it is not, click here to update it now. **NOTE** when downloading the coupon printer, be sure that you read through every pop up page before you click next. This will help you avoid random toolbars and other crazy things on your computer. And please, please, please make sure your antivirus is up to date when doing any downloads.
Lastly, you can pay a coupon clipping service to clip them for you. Please understand that it is NOT okay to buy or sell coupons as this is usually stated on the coupon. These sites charge for clipping coupons. Keep that in mind when you join other groups or blogger sites, they may frown upon buying and selling ?questions/comments and are known to separate members from the group. The site that I use most often is Coupon Dede's. This site is reliable and has not let me down.
2. Organization - it is VERY important to stay organized. There are several ways to organize your binder but I personally like the Sheet Protector method. You can use any size binder, but I recommend a 2 inch to start off with and get something durable. Then grab a pack of sheet protectors from your local store (be sure to look for a sale or coupon). All you need to do is collate your inserts and slide them into the insert. Always remembering to keep the most current on top. This way its easier to purge later. Check out YouTube for videos on coupon binder organization. It doesn't matter which method you use, just as long as you are able to stay organized.
3. Coupon Policy - this is yet another VERY important aspect of couponing. Be sure that you take the time to understand which coupons can be used at a particular store, how they can be used, and the number of coupons per item or per day. I would recommend having a current copy in your coupon binder just in case you get confused while shopping or the cashier is uncertain of the policy.
Here are some common stores:
CVS
Farm Fresh
Harris Teeter
Kroger
Publix - be sure to check state specific policies. Some stores double coupons.
Target -
Walgreens
Winn Dixie - be sure to check state specific policies.
4. Coupon Lingo - being able to keep up with all of the couponing terms and abbreviations can be somewhat intimidating as a newbie. But don't worry, here is a list of some common coupon lingo:
BLINKIES = In-store coupons near product, usually from a red blinking box.
BOGO or B1G1 Free = Buy One Get One Free.
CAT or CATALINA = Coupon that prints at the register after purchase.
CRT = Cash register tape, coupon that prints in store.
DOUBLE COUPON = Coupon that a grocery store doubles in value.
ECB = CVS Extra Care Bucks earned for purchases.
FREE ITEM COUPON = A coupon that allows you to get the product completely free.
IVC = Walgreen’s Instant Value Coupon (Found in the monthy EasySaver Catalog).
IP = Internet Printable Coupon.
MFG or MQ = Manufacturer’s Coupon.
MIR = Mail In Rebate.
NED = No expiration date.
OOP = Out of Pocket, in reference to how much “real money” you will pay at the register.
OYNO = On your next order.
P&G = Proctor & Gamble Coupon Insert found in the Sunday newspaper.
PEELIE = Coupon that you peel off the package.
PSA = Prices Starting At.
Q = Coupon.
RP = Red Plum Coupon Insert found in the Sunday newspaper.
RR = Register Rewards.
SS = Smart Source coupon insert found in the Sunday newspaper.
STACKING = Using a store specific coupon with a manufacturer coupon (most stores allow this).
TEARPAD = A pad of refund forms or coupons found hanging from a store shelf or display.
TRIPLE COUPON = A coupon that a grocery store triples in value. **THIS IS RARE! Don't hold your breathe**
WYB = When You Buy.
YMMV = Your Mileage May Vary (success of the attempt may vary at your store).
5. Stockpiling - this is where you will see the benefit from all of your hard work! One thing to remember is that, couponing is NOT the same as grocery shopping. We do not buy things because we need them or when we are nearly out. If you do, you risk paying full retail price! So plan ahead and avoid unnecessary trips to the grocery store.
The first thing you need to do create a list of items that your family uses on a regular basis. For many of us it is pasta, veggies, cereal, canned soup, snacks, drinks, toilet paper, laundry detergent, toothpaste, toothbrushes, shampoo, soap, pens, pencils, paper, and the list can go on and on. These items I like to refer to as STAPLES. These are items that our household relies on. So it would make sense to always have them in the house. Though the most important thing to consider when making this list is how much your family uses. There is no need to stockpile things that your family doesn't eat or use (unless you plan on donating them). Initially, I was so excited about couponing and saving money that I found myself being wasteful and ended up asking people to take things from our stockpile because I knew we would never use them by the expiration date.
Next, when a sale comes around, buy in bulk. Now as coupon courtesy, we DO NOT clear the shelves. So yes, sometimes we make extra trips to other stores in the area to get the items we need. And yes, it may be time consuming for that particular day but knowing that you don't have to buy a certain item for the next 6 months is even better. For instance, I bought toilet paper in December because we only had 4 - 24 packs left and Target had a great sale. Prior to that, I had not bought toilet paper since January.
Lastly, its important to know the general sale cycles. Obviously certain times of the year are better for stockpiling certain items. For instance, I waited until Target put all of there Christmas items on clearance and then I bought a tree, ornaments, stockings, skirts, etc. And I may have only spent $25. Check out this list of sale cycles I put together:
January -this month is all about being healthy. Be on the look out for weight loss products, cold and flu meds, Christmas clearance and New Years clearance.
February - With Valentine's Day approaching, chocolate is going to be on sales everywhere! But lets not forget about the Super Bowl. Party snacks like chips, dips, and salsa are going to be on sale. Also keep a close eye on your coupons for oral care coupons!
March - National Frozen Food month is sure to help you stock your freezer! Frozen pizza, frozen veggies, frozen dinners, etc. are great staples for the family that's on the go. Also with Lent around the corner, seafood will be on sale soon.
April - think Easter and Earth day. Great food items like ham, stuffing, candy, cakes, and you might find some deals on your favorite organic products. And don't miss the chance for a FREE reusable bag, many stores give them away for Earth Day.
May - GRILLING SEASON! This month is perfect for stockpiling condiments like ketchup, mustard, and BBQ sauce. And let's not forget about Cinco De Mayo...We are sure to see some awesome deals on taco kits and all the fixings. Don't forget that summer is around the corner, so razors and shaving cream will be on sale.
June - With Father's Day coming up, this will be the best time to stock up on all toiletries (deodorant, razors, body wash, etc). You may see some ice cream coupons around this time.
July - 4th of July is the new focus and back to school shopping ready to kick off you can definitely stockpile plates, sodas, and disposable utensils. And watch out for deals at your local drugstore on back to school supplies.
August - Back to school sales are in full swing and many of our STAPLES are on sale this month like peanut butter, jelly, lunchmeat, fruit snack, and of course back to school supplies. Also with summer coming to a close (in the retail world), check your favorite store for summer clearance (and don't be afraid to shop for next summer!).
September - Since there are no major holidays to celebrate this month, look for warmer foods to add to your stockpile like canned soups, chili, and baking products.
October - Sweets... Sweets... And more sweets. Look out for deals on canned pumpkin, condensed milk, and apples. Plus look for hot breakfast items like pancake mix.
November - With my favorite holiday approaching, Thanksgiving is sure to be delicious! Everything from cake mixes, jarred gravy, stuffing mixes, and even ham and turkey will be on sale this month.
December - The best thing to stockpile this month will be batteries for every new gadget that is under the tree. And don't forget about the after Christmas clearance finds!
Do you have any couponing tips that you want to share? Post your comments below!
Happy Couponing Bloggers!
Let Me Introduce Myself!!!
Welcome to Savvy Savings Finder! My name is Paula and I created this blog to help other savvy shoppers like myself find more great deals. My hope is that this blog can be used as a resource for those that are new to couponing but to those that are experienced as well.
I like to find deals everywhere I go! From the grocery store, to clothing stores, and even date night. Some stores I frequent are Target, Walgreens, CVS, Kroger, Harris Teeter, and Farm Fresh. I am HUGE fan of Target because they have great UNMARKED deals and the all around service I get when I go there. Plus, here in Virginia, some of the grocery stores DOUBLE coupons (yes, I said double!).
I will also share other ways that I like to save money and cut down on household expenses. Hopefully my fellow bloggers can learn some things from me and I can learn some things from you all as well! So stay tuned....
My New Motto: We will never be rich, if we spend all of our money!
Have a great day bloggers!
I like to find deals everywhere I go! From the grocery store, to clothing stores, and even date night. Some stores I frequent are Target, Walgreens, CVS, Kroger, Harris Teeter, and Farm Fresh. I am HUGE fan of Target because they have great UNMARKED deals and the all around service I get when I go there. Plus, here in Virginia, some of the grocery stores DOUBLE coupons (yes, I said double!).
I will also share other ways that I like to save money and cut down on household expenses. Hopefully my fellow bloggers can learn some things from me and I can learn some things from you all as well! So stay tuned....
My New Motto: We will never be rich, if we spend all of our money!
Have a great day bloggers!
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